Mr. Kislay Pandey is a well known lawyer of India who practice at the Supreme Court of India and various other High Courts in the country. Mr. Kislay Pandey is counted among the top ten Loan Advocates of India in the law fraternity.
According to Mr. Kislay Pandey - Loan Matter Advocate, the Supreme Court of India," In rating the SMEs for loan approvals and interests, factors like timely payments and loyalty should also be considered." In contrast, the SMEs should produce only genuine balance sheet as any kind of manipulated data or account detail can leave a negative impact and may deteriorate their rating.
According to Mr. Kislay Pandey-Loan Matter Advocate, the Supreme Court of India, “Interest rate in India changes so frequently that it affect the borrowers in all types of loans and processes.