How to budget for beginners

Discover Pinterest’s best ideas and inspiration for How to budget for beginners. Get inspired and try out new things.
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a laptop with the text living paycheck? the only way to budget hint it's free

This really is the only way to budget if you have no savings. We started using it when we were looking for how to budget when you live paycheck to paycheck and were trying to find free budgeting apps that teach you how to budget for beginners. This gave us an easy way to track our budget on the website or on the app for free and because it's set up like a calendar- I know that we'll have money in the bank when we need it!

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what is a 30 - 30 - 30 - 10 budget? must read for beginners

30-30-30-10 budget explained. If you are new to budgeting and need to get started, check out this post to see if this budget will work for your lifestyle. Learn how to divide your money up so you can pay expenses and pay down debt easily. Plus cut spending and live below your means with this budget example so you can save for your future.

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a notebook with some writing on it and numbers in the top right hand corner that says, monthly budget

Yes the monthly income is less than the monthly amount of bills-BUT- as the red writing says, that is not including overtime or side jobs. This is my actual budget, and we do make more than that and always pay our bills on time. This budget really helps stretch money if your in a tight spot. This keeps us on track & on time. Helps let us know where all of our money is being spent, & not to overspend on anything we don't need. This budget had helped us get 3 months ahead of our bills!

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a printable budget planner is shown in blue

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